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which involve loans of $417

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PostWysłany: Nie 20:53, 17 Lis 2013 Temat postu: which involve loans of $417

MBA says government shutdown slowed mortgage business
WASHINGTON,[url=http://www.pradaoutletuks.co.uk]prada shoes men[/url], Oct. 16 () -- U.S. mortgage activity rose less than 1 percent in the week ending Friday, Oct. 11, the Mortgage Bankers Association said.In Wednesday's report, the MBA said mortgage activity rose 0.3 percent from the previous week, while the refinancing activity rose 3 percent.Averages of interest rates rose in the week. Rates climbed from 4.15 percent to 4.16 percent with points increasing from 0.37 to 0.44 for 30-year, fixed-rate loans backed by the Federal Housing Authority.For similar loans not backed by the FHA, interest rates rose from 4.42 percent to 4.46 percent with points sliding from 0.44 to 0.31. Average rates for 15-year, fixed rate contracts rose from 3.52 percent to 3.53 percent, the MBA said. Points on these loans fell from 0.34 point to 0.31. For so-called jumbo loans, which involve loans of $417,000 or more, interest rates rose from 4.45 percent to 4.51 percent with points dropping from 0.21 to 0.15.Average rates for short-term loans with adjustable rates were unchanged at 3.25 percent with points rising from 0.29 to 0.32, the MBA said.Mortgage activity was notably affected by the U.S. government shutdown, the trade group said."The government shutdown had a notable impact on the mortgage market last week. Purchase applications for government programs dropped by more than 7 percent over the week to their lowest level since December 2007, and the government share of purchase applications dropped to its lowest level in almost three years," said Mike Fratantoni, MBA's Vice President of Research and Economics in a statement.


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