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No matter how long you spend rehearsing answers to all possible interview questions, it likely that you end up having to answer some very obscure and tough interview questions a t some point in your career. Many employers ask nontraditional, creative questions at the first stage of the interview process to see how well you can think on your feet. Some can be trick questions, while others are designed to highlight some desirable characteristics for the position. Whatever the case may be, you need to be prepared to handle any type of question when you sitting in the hot seat.
Here are just seven of the most common interview questions that trip up even the most prepared job seeker:
You been diligent about paying the your bills on time, took steps to clean up your credit report of errors, and have even paid down your credit card balances. Having a high credit score and good credit history can set you up for many perks and low-interest loans and offers in the near future. While you can still survive with poor or less-than-stellar credit, those extra points will end up saving you money in interest charges over time and can also give you some more negotiating power.
[See 50 Ways to Improve Your Finances in 2012,[link widoczny dla zalogowanych].]
Whether you moving to a new city, are ready to get your first mortgage,[link widoczny dla zalogowanych], or just want to avoid some of the inconveniences of setting up a new account with a security deposit, having awesome credit will help you in more ways than one.
Tax season is upon us,[link widoczny dla zalogowanych], and hopefully you've kept your finances organized throughout the year so that filing will be a streamlined and relatively painless process.
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How much junk mail do you get each day? One piece? Two? Sometimes three or four? Several years ago, when I was playing balance-transfer arbitrage (where you take out 0% balance transfers and put the money in high-yield savings accounts),[link widoczny dla zalogowanych], I would get at least five credit card offers a day. Back then credit was cheap, credit card companies gave cards to anyone with a pulse,[link widoczny dla zalogowanych], and my mail box was full of them. I was getting tired of sifting through the junk mail to get at my real mail,[link widoczny dla zalogowanych], so I sought to find a way to cut down the volume. Here are the strategies I uncovered.
The highly contentious Durbin Amendment went into effect only four months ago,[link widoczny dla zalogowanych], but its effects are already reverberating throughout the banking sphere. Most visibly, some banks are raising their checking account fees: Chase nixed its debit rewards program, while Bank of America and Citibank raised fees or minimum balance requirements.
But the Durbin aftershocks don end there. The rise of prepaid debit,[link widoczny dla zalogowanych], the credit union groundswell, the growing number of unbanked Americans, and the ever-improving credit card offers can all,[link widoczny dla zalogowanych], in part at least,[link widoczny dla zalogowanych], be traced back to interchange regulation. But for all the sound and the fury,[link widoczny dla zalogowanych], many merchants say their profits have stayed flat or even fallen.
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